FINANCIAL RESPONSIBILITY
For both inpatient and outpatient services, payments are required at the time of service for any amount not completely covered by your insurance. Our financial counselors will verify the terms of you health plan and collect any applicable deductible or co-payment. Depending on your health plan and the services received it is sometimes necessary for us to collect a deposit based on average charges per procedure or diagnosis. For patients without insurance, payment of the estimated hospital bill, less the deposit made at the time of service, is due at discharge.
Payments by cash, check, VISA, American Express, MasterCard and Discover are accepted. A Financial Counselor can provide you with additional information on the various payment options. If payment in full for services is not received, St. Cloud Regional offers a variety of payment plan options to assist our patients in settling their accounts.
PAYMENT PLANS
If you are unable to make full payment on an account at the time of service or following your first statement as required we offer convenient interest free payment plans. If you are interested in this option, it is required that you speak with a representative of the business office to lock in terms that are agreeable to both parties. This flexibility will allow you to pay down the balance of your account over a set period given you sign the proper paperwork. We will make very effort to enter you into an acceptable payment plan. We are neither a bank nor financial institution so therefore we cannot enter into long term financial arrangements. Do not wait until the last minute to do this or you run the risk of your account being turned over to an external collection agency.